The Cloud and SaaS solutions are generally well secured and software updates are generally performed in a timely manner. However, organizations themselves are responsible for the configuration and data. To avoid liability, the demarcation is often captured in a shared responsibility model. It is therefore important to realize that you are still responsible for your own safety. This has not been bought off with the cloud. In addition, don’t forget that access to the cloud is via a local. Hackers therefore use the computer on your desk to infect the cloud. The cloud makes things much easier, but certainly not by definition more secure.